The majority of mortgage and Insurance products aren’t designed for contractors – they’re designed for people in full-time jobs.

That’s where we can help.

Broadbench are contractor mortgage and insurance experts and get what you do and, we only work with lenders and insurers (from the whole of market) who understand that too.

We can help you to:

Secure your mortgage

The average mortgage adviser doesn’t know how to package Contractor mortgages. Thankfully, we’re not average. Whether you’re looking to move into your First Home, Remortgage, Buy to Let or need Help to Buy, we’ve got you covered and, taking your day rate and contract into account, will find a mortgage that works for you after reviewing what the whole of market has to offer.

Protect yourself

When you work for yourself and don’t benefit from the sick pay a permanent job offers, it’s important to have Income Protection and/or Critical Illness cover. It gives you the peace of mind that, if you become ill, you’ll be able to keep looking after your bills and loved ones until you’re well enough to return to work.

Care for your loved ones

Life Insurance is the best way to ensure your family is protected in the worst case scenario – where you are no longer around. With Relevant Life Insurance you can make your policy tax efficient by moving the cost of your life insurance policy from your pocket to your company expenses & the taxman – saving you money.

Look after your health

When you work for yourself, it’s paramount you can get back on your feet as quickly as possible after being ill. Private Healthcare helps you do just that; no wait times + specialist treatments means you can get yourself in tip-top condition in no time.

Safeguard your business

When you are your business and your business is you, you have to put the necessary things in place to protect it. It’s your income, your security and, likely, it’s what your loved ones depend on. The best way to do so is with Indemnity Insurance; it’ll ensure that everything is in place to stop your business from being vulnerable.

Plan for your future

A contractor’s life is not an easy one; you work hard to achieve what you do and it’s precisely because of all that hard work that you’re going to want to protect your wealth and your future. We can help you do this by providing access to expert pension advice and tax planning.

Perhaps the best news of all: we’re not a call centre trying to make a quick buck.

We take our time to understand who you are, and your circumstances, so that we can offer expert advice and you can make the best decision for you. Just see what our existing clients have to say.


  • Mortgages
  • Income Protection
  • Life Insurance
  • Pension Advice (through a 3rd party)
  • Critical Illness Cover
  • Private Healthcare
  • Indemnity Insurance

FCSA Members’ Offer

Partnering with Broadbench enables you to deliver our mortgage and insurance service to your clients – adding value to what you already do.

The benefits:

  • Income generation: an opportunity for you to diversify your income streams.
  • Add value: you can enhance your existing relationship with your clients by educating them about tax saving and protection opportunities not widely known about.
  • It’s simple: we’ve worked hard to ensure that becoming a partner and realising the financial benefits it affords are easy and hassle-free. We’ve found this approach leads to a mutually successful and long term relationship.

Contact Broadbench

Tom Hitchcock

Tel: 01202 700053

Email us
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